Terms of Service

Last updated: June 19, 2026

Scope

These terms, and the accompanying privacy policy at swaply-labs.xyz/privacy, which is incorporated into and a part of these terms, govern the use of the Swaply website at swaply-labs.xyz, the Swaply mobile applications, and the associated tools and services.

Collectively, the website, applications, and the associated tools and services are referred to as the “Services” in these terms. The Services are limited to software, user-interface, data-display, and transaction-preparation tools that allow users to view information, configure transaction parameters, and, where supported, transmit user-authorized instructions to unaffiliated third-party venues, protocols, smart contracts, wallets, bridges, or other service providers. We do not operate any exchange, broker-dealer, money services business, custodian, or clearing organization.

The Services do not include outside websites or platforms which may be linked or interconnected to the Services. Such outside platforms may have their own terms of service, which control for all transactions on such platforms. The operator is not responsible for any transactions on other platforms and disclaims all liability for such transactions.

These terms include important provisions governing your use of the Services, including disclaimers regarding liability, your waiver of the right to bring a suit in a court of law and to a jury trial, and the requirement that any dispute between you and the operator be resolved by binding individual arbitration. Before using the Services, make sure that you read and understand all of these terms and the accompanying privacy policy.

Where the Services connect to or display information from a third-party venue, protocol, exchange, liquidity source, bridge, or other service provider, you understand that any order acceptance, routing, execution, clearing, custody, or settlement is provided by that third party and governed by that third party’s rules and agreements. The operator does not guarantee that any third party will accept, route, execute, clear, settle, or cancel any transaction.

Swaply Labs operates the Services. It and its affiliates are referred to in this document as the “operator,” “we,” or “us.”

Important Terms

These terms include a number of especially important provisions that affect your rights and responsibilities, such as the disclaimers in “Disclaimers,” limits on the operator’s legal liability to you in “Limits on Liability,” your agreement to reimburse the operator for problems caused by your misuse of the Services in “Your Responsibility,” and an agreement about how to resolve disputes in “Disputes.”

Using the Services may require that you pay a fee to the operator or to parties other than the operator, such as gas charges on the blockchain to perform a transaction. You acknowledge and agree that the operator has no control over such transactions, the method of payment, or any actual payment of transactions. You must ensure that you have a sufficient balance of the applicable tokens at your wallet address to complete any transaction before initiating it.

Your Permission to Use the Services

Subject to these terms, the operator gives you permission to use the Services. You can’t transfer your permission to anyone else. Others need to agree to these terms for themselves to use the Services.

Conditions for Use of the Services

Your permission to use the Services is subject to the following conditions:

• You must be at least eighteen years old.
• You are not barred from using the Services under applicable law.
• You may no longer use the Services if the operator tells you that you may not.
• You must follow the Acceptable Use and Content Standards below.
• You are not a resident, national, or agent of any country or region to which the United States, the United Kingdom, or the European Union embargoes goods or imposes similar sanctions, including the Crimea region, Cuba, Iran, North Korea, and Syria.
• You have not been identified as a Specially Designated National or placed on any sanctions list by the U.S. Treasury Department’s Office of Foreign Assets Control, the U.S. Commerce Department, or the U.S. Department of State; and you will not use the Services to conduct any illegal or illicit activity.

The Services

The Services provide a visual interface to underlying smart contracts and decentralized protocols (the “Protocols”), which comprise open-source software deployed in a permissionless manner. The Services allow users to view and administer their interactions with the Protocols and to swap or bridge digital assets directly in a peer-to-peer manner.

All transactions facilitated through the Services operate in a peer-to-peer manner. Users enter into a direct relationship with other users and/or supported third-party protocols via autonomous smart contracts, and there is no further control by or interaction with the operator. The operator is not a party to that relationship and is not liable for performance of any obligations thereunder.

The Services merely provide a visual user interface allowing users to access liquidity provided by third parties but do not act as an agent for any user. The operator’s involvement in any order submission is limited to passively providing software which enables users to transmit their orders directly to third parties. At no point does the operator generate express “buy” or “sell” signals, or exercise discretion with respect to the routing or execution of orders.

Although the Services are intended to display accurate and timely information regarding possible swaps and transactions, such information may not always be entirely accurate, complete, or current and may include technical inaccuracies or typographical errors. Pricing information does not represent an offer, a solicitation of an offer, or any advice or recommendation. You should verify all information before relying on it, and all decisions based on information contained in the Services are your sole responsibility.

The Services may display market data, indicative prices, available venues, potential execution routes, fees, estimated network costs, or other transaction-related information. Any filtering, sorting, default display, default venue, or default transaction parameter is based on objective and pre-disclosed factors, which may include availability, compatibility, asset type, liquidity, price, network costs, latency, security, or other technical or operational criteria. The Services do not represent that any displayed route, venue, price, or parameter is the “best,” “most reliable,” or otherwise recommended option. You remain solely responsible for reviewing, modifying, approving, and submitting all transaction parameters.

The operator reserves the right to suspend or terminate access to the Services by any user for any reason whatsoever, including a breach of these terms. Access to the Protocols or the Services may become degraded or unavailable during times of significant volatility or volume. The operator cannot guarantee that the Services will be available without interruption.

Non-Custodial

The Services are non-custodial in nature. Neither the Services nor the Protocols hold or control your digital assets. Any digital assets you acquire through the use of the Services are held and administered solely by you; you remain in full control of your digital assets, which are not held or controlled in any way by the operator. We neither own nor control the relevant blockchain networks or any third-party site, product, or service you may use in connection with the Services.

We will not create any hosted wallet for you or otherwise custody digital assets on your behalf. Your private keys are stored on your device, and you are solely responsible for safekeeping them. Losing control of your private keys will permanently and irreversibly deny you access to your assets. We do not have access to your private keys and cannot recover them for you.

Acceptable Use

• You may not break the law using the Services, including any applicable law, rule, or regulation concerning market integrity, money laundering, terrorism financing, or any other illegal financial activity. You are solely responsible for compliance with all laws and regulations that may apply to you.
• You may not exploit any errors, bugs, vulnerabilities, or unintended features of the Services or any associated code, including attempts to gain unauthorized access or manipulate transactions.
• You may not use or try to use anyone else’s account or wallet without their specific permission, or impersonate others through the Services.
• You may not make publicly available the personal information of other people using the Services.
• You may not disable, avoid, or circumvent any security or access restrictions of the Services, including using VPNs or other methods to conceal your location or misrepresent your residency.
• You may not strain the infrastructure of the Services with an unreasonable volume of requests, use bots or scripts to bypass rate limits, or “screen scrape” the Services except to index public-facing portions for a search engine.
• You may not reverse engineer or “decompile” any of the Services.
• You may not encourage or help anyone in violation of these terms.

Content Standards

• You may not engage in conduct or submit content that is illegal, defamatory, harassing, offensive, or otherwise harmful to others, or that infringes anyone’s intellectual property or privacy rights.
• You may not submit content containing malicious code such as viruses or spyware.
• You may not use the Services to disclose information from or about others that you don’t have the right to disclose.
• The operator shall have the sole right to determine whether any provision in this section has been violated.

Enforcement

• The operator may investigate and prosecute violations of these terms to the fullest legal extent and may cooperate with law enforcement authorities.
• The operator may, at any time and in its sole discretion, refuse certain transactions, impose limits, or impose other conditions or restrictions upon your use of the Services, without prior notice, and may make the Services unavailable at any time.

Third-Party Service Providers

To provide the Services, the operator may use third-party service providers. You authorize us to share your information with these providers as necessary for the provision of the Services, and you agree to the applicable agreements of each provider. These may include, among others:

• Wallet, authentication, and on-ramp providers (for connecting wallets and funding via card, bank, or crypto).
• Cloud hosting, content-delivery, and infrastructure providers.
• Analytics, monitoring, and error-reporting providers.
• Liquidity sources, bridges, and decentralized protocols that fulfill swaps.

Your use of any third-party on-ramp or off-ramp functionality is subject to that provider’s own terms and privacy policy. The operator is not responsible for any error or loss resulting from your use of any third-party functionality in the Services.

Our Content

• Unless otherwise stated, the operator and/or its licensors own the intellectual property rights for all material in the Services. Certain marks, logos, or brand assets appearing in the Services may belong to third parties and are used for identification or compatibility purposes only and do not imply endorsement, partnership, or affiliation.
• You may view content in the Services for your own personal use subject to these terms.
• You may not republish, sell, rent, sub-license, reproduce, duplicate, or copy content from the Services except your own content.

Your Responsibility (Indemnification)

You agree to reimburse the operator for all the costs of legal claims by others related to your breach of these terms, breach of these terms by others using your account, or arising out of your use of the Services. Both you and the operator agree to notify the other of any such legal claims as soon as possible. You agree to allow the operator to take over the investigation, defense, and settlement of such claims and to cooperate with those efforts.

Disclaimers

• You accept all risk of using the Services and their content. As far as the law allows, the operator provides the Services and its content “as is,” without any warranty whatsoever, and expressly disclaims all implied or legal warranties, including merchantability, fitness for a particular purpose, title, security, availability, reliability, accuracy, and non-infringement of third-party rights.
• You accept all risk associated with your personal financial, cryptocurrency, and other crypto-asset holdings and transfers. The operator is not responsible or liable for any loss, harm, or damage of any kind related to or arising from your use of the Services, or arising from disclosure of your private keys, even if such loss may be attributed to an error or bug in the Services.
• You accept all risks involving: (a) failures or inaccuracies in cross-chain bridges, oracles, or liquidity pools; (b) code vulnerabilities, including potential hacks or exploits; (c) significant slippage or other market risks; and (d) potential regulatory or legal issues affecting blockchain transactions or their enforceability.
• These terms do not impose any fiduciary duties on the operator. To the extent such duties may exist at law or in equity, you irrevocably waive them.
• You agree that you understand the inherent risks associated with cryptographic systems, including hacking risks and future technological development, and that you alone are responsible for securing your private keys.
• The prices of blockchain assets are extremely volatile. We cannot guarantee that users interacting with the Services or Protocols will not lose money.
• The regulatory status of digital assets and distributed ledger technology is unclear or unsettled in many jurisdictions. Some products and services described in the Services may not be available in all jurisdictions or to all users.
• It is your responsibility to determine what, if any, taxes apply to your transactions and to report and remit them. The operator is not responsible for determining whether taxes apply.
• Digital assets are not legal tender, are not backed by any government, and are not subject to any deposit insurance scheme. The operator is not a bank.

Limits on Liability

• As far as the law allows, neither you nor the operator will be liable to the other for any: (1) financial losses; (2) loss of use, data, business, or profits; or (3) indirect, special, consequential, exemplary, or punitive damages arising out of or relating to the Services or these terms.
• Except as expressly stated otherwise, the cumulative total liability of both you and the operator for any and all breaches of these terms is not to exceed one thousand US Dollars ($1,000.00 USD) or the amount paid by you to the operator as fees for the use of the Services, whichever is smaller.
• Both you and the operator expressly agree not to seek damages in excess of any applicable limitation of liability stated in these terms.

Termination

• Either you or the operator may end this agreement at any time. When this agreement ends, your permission to use the Services also ends.
• If you violate any provision of this agreement, it will automatically terminate and you must cease any further use of the Services.
• Any provisions that by their nature should survive termination will survive.

Disputes

• The law of the State of Delaware will govern these terms and all legal proceedings related to these terms or your use of the Services.
• You and the operator agree that all disputes related to the Services, including whether such disputes are arbitrable, will be resolved by binding arbitration conducted in English by a single arbitrator.
• Both sides waive their rights to trial by jury and agree to bring any legal claims as individuals, not as part of a class action or other representative proceeding.
• As a limited exception, both sides retain the right to seek injunctive or other equitable relief from a court to prevent the infringement or misappropriation of intellectual property rights.

General Terms

• If a section of these terms is unenforceable as written but could be changed to make it enforceable, it should be changed to the minimum extent necessary; otherwise it should be removed and the rest enforced as written.
• You may not assign this agreement. The operator may assign this agreement to an affiliate or successor.
• These terms are the entire agreement between you and the operator about use of the Services and replace any prior agreements.

Contact

• You may send questions and notices to the operator at kvn9857@pm.me.
• The operator may notify you using the email address associated with your use of the Services or by posting a message in the Services.

Changes

• The operator may update these terms. The operator will post all updates to the Services and may announce updates with special messages or alerts.
• Once you receive notice of an update, you must agree to the new terms in order to keep using the Services.